In this episode of the Money Matters Podcast, we sit down with Dalene Higgins, founder of Elevate Finances and host of the Wealthy After 40 podcast, to explore her journey to financial independence and early retirement at age 50. Dalene shares actionable insights on budgeting, debt management, and overcoming financial hurdles, especially for Gen Xers and women over 40. Discover how Dalene's unique strategies and coaching can help you achieve financial freedom and stability. Tune in to learn practical tips for preparing for retirement, creating successful money routines, and managing finances post-divorce. Don't miss out on Dalene's advice to elevate your financial future!
Chapters:
0:00 - Introduction
1:00 - Welcoming Dalene Higgins
2:00 - Dalene's Personal Financial Journey
3:00 - The Aha Moment and Motivation to Retire Early
4:00 - Preparing for Retirement and Facing Challenges
5:00 - The Importance of a Pension
6:00 - Dalene's Father as a Role Model
7:00 - Finding Purpose in Retirement
8:00 - Discovering Financial Coaching
9:00 - The Birth of Elevate Finances
10:00 - Challenges in Marketing as an Entrepreneur
11:00 - Memorable Podcast Episodes: Divorce and Focus Groups
13:00 - Financial Challenges for Gen Xers
15:00 - Strategies for Retirement and Budgeting
18:00 - The Five Phases of Budgeting
22:00 - Debt Management Strategies
25:00 - Emotional Aspects of Debt
26:00 - Importance of Budgeting
27:00 - Closing Remarks and Contact Information
